Does My Social Security Get Reduced If My Ex Wife Collect?

Can current wife and ex wife collect Social Security?

When someone who was married more than once dies, who is eligible for their Social Security benefits.

Eligible spouses and ex-spouses can receive up to 100 percent of the late beneficiary’s monthly Social Security payment, if they have reached full retirement age, or FRA..

Can multiple wives collect Social Security?

Social Security says that multiple people are eligible to claim on one worker’s record. But you can get only one benefit and one at a time.

How long do you have to be married to get half of retirement?

You can receive up to 50% of your spouse’s Social Security benefit. You can apply for benefits if you have been married for at least one year. If you have been divorced for at least two years, you can apply if the marriage lasted 10 or more years.

Are Social Security benefits split in a divorce?

Under federal law, Social Security benefits may not be divided as community or marital property upon divorce. Unlike other assets, a person does not “buy” Social Security benefits or otherwise acquire them in a transaction.

Can my ex-spouse reduce my Social Security benefits?

Receiving benefits on the earnings record of your ex-spouse will not change what that person can receive from Social Security. They’ll collect the benefit they’re entitled to, regardless of whether you claim an ex-spousal benefit. The same holds true for any other benefits paid on your former mate’s record.

When can a divorced spouse collect Social Security?

A divorced spouse may be eligible to collect Social Security benefits based on the former spouse’s work record. The marriage must have lasted for at least 10 years, and the divorced spouse must be at least 62 years old.

Does ex wife get everything when husband dies?

California is a community property state, which means that following the death of a spouse, the surviving spouse will have entitlement to one-half of the community property (i.e., property that was acquired over the course of the marriage, regardless of which spouse acquired it).

Can you collect 1/2 of spouse’s Social Security and then your full amount?

Your full spouse’s benefit could be up to one-half the amount your spouse is entitled to receive at their full retirement age. If you choose to begin receiving spouse’s benefits before you reach full retirement age, your benefit amount will be permanently reduced.

Can I collect half of my husband’s Social Security at 62?

Another requirement is that the spouse must be at least age 62 or have a qualifying child in her/his care. … The spousal benefit can be as much as half of the worker’s “primary insurance amount,” depending on the spouse’s age at retirement.

Will I lose my ex husbands pension if I remarry?

Typically, you won’t lose the income from your ex-husband’s pension if you remarry, because the QDRO document ensures your continued right to receive these funds.

Can my wife collect on my social security when she turns 62?

You can claim spousal benefits as early as age 62, but you won’t receive as much as if you wait until your own full retirement age. For example, if your full retirement age is 67 and you choose to claim spousal benefits at 62, you’d receive a benefit that’s equal to 32.5% of your spouse’s full benefit amount.

Can ex wife claim my pension years after divorce?

A pension earned during marriage is generally considered to be a joint asset of both spouses. Most retirement plans will pay pension benefits directly to divorced spouses if the domestic relations order meets certain requirements. …

How do I apply for Social Security benefits from my divorced spouse?

Form SSA-2 | Information You Need to Apply for Spouse’s or Divorced Spouse’s Benefits. You can apply: Online, if you are within 3 months of age 62 or older, or. By calling our national toll-free service at 1-800-772-1213 (TTY 1-800-325-0778) or visiting your local Social Security office.

Can I collect my ex husband’s Social Security and my own?

If you have not applied for retirement benefits, but can qualify for them, your ex-spouse can receive benefits on your record if you have been divorced for at least two continuous years. If your ex-spouse is eligible for retirement benefits on their own record, we will pay that amount first.

How much Social Security does a divorced spouse get?

If divorced, you may be able to claim Social Security benefits based on your own work record, or collect a “spousal benefit” that may provide you up to 50 percent of your ex-spouse’s Social Security benefit. If you are eligible for both benefits you will receive whichever is higher.

Can I get an estimate of the Social Security I can collect on my ex-spouse’s record?

En español | Yes. A representative at your local Social Security office can provide estimates of the benefit you can receive as a divorced spouse, based on your former wife’s or husband’s earnings record. Call Social Security at 800-772-1213 to make an appointment.

Can I collect half of my ex husband’s Social Security at 62?

You are eligible to collect spousal benefits on your former wife’s or husband’s earnings record as long as: The marriage lasted at least 10 years. You have not remarried. You are at least 62 years of age.

Can I file for my Social Security at 62 and switch to ex spousal benefits later?

En español | Only if your spouse is not yet receiving retirement benefits. In this case, you can claim your own Social Security beginning at 62 and make the switch to spousal benefits when your husband or wife files. … Again, Social Security will pay the greater of the two benefit amounts.

Add a comment